That’s my plan. No kids, no spouse, parents deceased. I’ll never be able to retire. On PSLF, but forgiveness not approved until 120th payment. Many are not being forgiven now. I take courses to stay in deferment. FedLoan bases payment on gross; not net. How does that make any sense?! After bills I can’t afford the payment. I have 3 grad degrees. Was supposed to be a psychologist. APA & NCE won’t accept my 15yo degrees for the national exam. So I teach at a CC. Over 180,000 in debt now and it grows monthly.
Do you live in a destination where others frequently visit? If you know your city well and enjoy meeting new people, get the best of both worlds by starting your own local tour business. Make it unique like Erik Hormann’s Vantigo, a company that takes you around San Francisco in a stylish VW van, and you’ll be able to command anywhere from $55 to $600 depending on the tour.
Does your 9 to 5 job pay fluctuate? If you don’t have a predictable income, you might need more money some months and a little less others. If this sounds like you, you might choose to take up side gigs. These could be gigs that you create on Fiverr or the occasional freelance project on Upwork. You might design some wedding invitations for a client one week and help someone build their social media following the next. The type of projects you work on could vary drastically. But if you love variety and switching things up, this side hustle could be perfect for you.

An acting classes business provides group or one-on-one classes in acting for adults or children. As the owner of an acting classes business, you’ll provide training, coaching and support to those who are considering getting into the acting business or those already in the business who would like to improve their chances of landing a role. Most business owners in this field will want to find a niche. For instance, you might work with children, or with a career-oriented adult audience interested in stage acting, film, commercials, voice-over work or other areas of specialization.
Renting out an extra room sounds like a pretty smart idea. App development also sounds like a pretty good idea, I found the link you left about how Benny Hsu made 30000 in 30 days quite useful. I have always been unsure on how you can start a blog but the 6-part video that you left was very helpful to understand how better. I also liked the idea of car flipping. I think it could work quite well especially here in Hawaii. I have personally found that dividend investing to be very useful in increasing income. I was also completely shocked that you can be paid to be someone’s friend. That is crazy that you found that.
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